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car insurance quote is based on numerous factors, including your vehicle information, your driving record and your demographics. Because of the amount of information automobile insurance companies require, it can be time consuming to get each individual auto insurance quote, well internet becomes the number one search platform for you when you look to buy cheap auto insurance. When customers want to shop around and get quotes from several companies, it is thus important for each person to know how long a car insurance quote is good for. How Long is a Car Insurance Quote Good For? When you apply for a car insurance quote online, some insurers will specify how long that quote is good for thus it helps you make a decision on preparing yourself on an auto insurance quote. In other cases, however, you won’t receive a quote right away but may be told you will be contacted with an email later. In still other situations, the insurance company may not provide details about how long a given offer to buy insurance is open for. Generally, most car insurance quotes issued online will be good for between 48 and 72 hours from the time you receive the quote. However, some insurers may extend this period for much longer in order to entice you to come back and buy. When you receive a car insurance quote, you should print out the details of the quote and policy. If an agent issues the quote, get him to put everything in writing. Even if the quoted price changes when you return to the website or call the agent back, in most situations the change will be relatively minor. Generally, a large change in a quoted policy or premium does not occur unless something changes significantly in your situation, such as a change in your driving record. If the change is minor and you have a print out of your original quote, must insurance companies will honor that original quote in order to get your business.




Cancer Insurance Policy – Benefits A cancer insurance policy is a must-have for those who are prone to cancer because of the high costs involved in dealing with the disease. Also, remember that you cannot buy this policy if you already have cancer. A cancer insurance policy provides cover of as high as up to 50 lakhs for amounts as low as 1,500 / year. The low cost is because it covers just one disease. A cancer insurance policy provides cover for all stages of cancer and includes all kinds of cancers except skin cancer. Most cancer policies also provide premium waiver – pay no further premium if diagnosed with cancer. Some types of cancer insurance policies also provide income for a certain period ensuring that in addition to fighting the disease, there is financial assistance for the family. While a cancer insurance policy comes with a waiting period, you need not submit any bills to get your claim. You need only a diagnosis report from an authorized medical practitioner. The company would pay the entire eligible claim based on that. Also remember that a cancer insurance policy is NOT a replacement for a health insurance plan. Buy a cancer insurance policy in addition to a mediclaim which is generally for a much lower limit and covers only the basic costs of treatment. In conclusion, to ensure you get the best cancer insurance policy, compare them and buy the one that suits your needs the best.

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Making a claim if your car is stolen If your car is stolen, even for a short time, tell the police and your insurer immediately and check to see if your policy covers the cost of a replacement vehicle. If you’re paying your premium by installments you may have to keep paying until your policy is due for renewal. Know what all is covered in your insurance policy. Your insurer may wait to see if the vehicle is found. If they settle your claim and the vehicle is then found they will keep the vehicle. If your car isn’t found your insurer should pay you its market value, which is what you could have sold it for. If you’re not satisfied with how much the insurer offers you, try to prove the car was worth more, by using car price guides or prices in local papers. An insurance pay-out may end your policy but this depends on the policy. If you paid the full amount up front, you probably won’t get the rest of your premium refunded. Many of us aren't aware of what is Health insurance? alte...